Bidit Bidit.®
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Finance

Your financial future starts with one request.

🇬🇧 United Kingdom — please read

Bidit is a matchmaking platform, not a UK-authorised financial intermediary. Manera Fintech Service Bidding Platform Inc. is not authorised by the Financial Conduct Authority (FCA), the Solicitors Regulation Authority (SRA), or any other UK regulator to provide financial, legal, or insurance advice.

UK providers are verified against Companies House. The provider you select is responsible for their own regulatory obligations with the FCA / SRA / RICS as applicable to their trade.

Verify any UK company: find-and-update.company-information.service.gov.uk

🇫🇷 France — please read

Bidit is a matchmaking platform, not a French-authorised intermediary. Manera Fintech Service Bidding Platform Inc. is not authorised by the ACPR, AMF France, Chambre des Notaires de France, or any other French regulator to provide financial, legal, notarial, or insurance advice.

French providers are verified against Base SIRENE (INSEE). The provider you select is responsible for their own regulatory obligations (ACPR / AMF / Ordre / CNB as applicable to their profession).

Verify any French business: annuaire-entreprises.data.gouv.fr

🇦🇺 Australia — please read

Bidit is not an Australian-authorised intermediary. Manera Fintech Service Bidding Platform Inc. is not registered with ASIC, APRA, or any state Law Society, and does not provide financial, legal, or insurance advice.

Australian providers are verified against the ABR (ABN register). The provider you select bears their own regulatory obligations (ASIC / APRA / state Law Society / QBCC / VBA / NSW Fair Trading as applicable to their profession).

Verify any Australian business: abr.business.gov.au

⚖ Important — please read

Bidit is a digital marketplace, not a registered financial intermediary. Manera Fintech Service Bidding Platform Inc. is not registered with the Autorité des marchés financiers (AMF) and is not authorized to give you financial, insurance, or investment advice.

Bidit's only role is to connect you to licensed providers. The provider you select is responsible for advising you and meeting their own regulatory obligations.

Verify any provider's license at the AMF Registry: lautorite.qc.ca / Registers

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What kind of financing?

Pick the product closest to what you need. Lenders will bid on this specific product.

Not sure? 'Pre-approval only' is the safest first step — lenders tell you the ceiling before you shop.
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Tell us what you need

We don't have a prebuilt path for this product yet — your answer helps lenders quote accurately, and the Bidit Flower learns from your request. Enough people asking for the same thing and it becomes a first-class option.

The more specific you are, the better lenders can bid. Mention the product name if you know it, the amount, the collateral (if any), and your timeline.
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Round to the nearest thousand. You can refine with the lender.
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Loan basics

Round to the nearest thousand. Lenders bid on the exact product + range.
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How long you'll spread the payments. 25 is standard in Canada; 30 requires 20%+ down or uninsured.
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The property

Lenders need these details to price your mortgage accurately.

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For a purchase: the agreed price. For refinance/renewal: your best estimate of current market value.
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Minimum 5% on first $500K, 10% on the portion above. 20%+ unlocks uninsured terms.
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The vehicle

Lenders quote rates based on vehicle age, type, and collateral value.

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About the personal loan

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About your business

Commercial lenders price business loans on cash flow + collateral + time in business.

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Lenders need P&L + balance sheet + bank statements. Having these ready cuts approval time in half.
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Line of credit details

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Investment loan details

Borrowing to invest carries leverage risk. Lenders and regulators require specific disclosures.

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Leverage can multiply losses beyond your initial capital. Canadian regulators require explicit acknowledgement.
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Your financial profile

This helps lenders quote realistic rates — accurate here means fewer surprises later.

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Car loans, credit card minimums, student loans, other lines of credit. Excludes rent/current mortgage.
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First-time buyers may qualify for programs like the RRSP Home Buyers' Plan or tax credits.
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Context & urgency

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Pick the language you prefer the vendor use when contacting you. If your language isn't listed, pick Other and type it.
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Related professionals you might want quotes from (optional)

Check any that interest you - zero commitment, zero cost. After you post this financing request, each selection opens the matching petal with your contact and context already filled in. Vendors compete; you pick who (or none).
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Contact & consent

Last step. Vendors will reach you at the email below.

Valid email required
Region required — pick one from the list
Before you post — please confirm:
Saved

Disclosures per Canadian Competition Act s.74.01 (truth in advertising) and Quebec Loi sur la protection du consommateur Art. 54.4 (distance contracts).

Free for consumers. Vendors pay a disclosed platform access fee on matched transactions.
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MANERA FINTECH SERVICE BIDDING PLATFORM INC.
The Way · Just Bidit.® · A sovereign field where vendors compete for you.
Manera is a matching platform. Manera is not a lender, insurer, broker, adviser, lawyer, realtor, or any other regulated professional, and does not provide advice of any kind. Licensed vendors bear sole responsibility for the services they bid on. Bidit® and Just Bidit.® are registered trademarks of Manera Fintech Service Bidding Platform Inc.